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With over 20 years of experience in the lending industry, Chao has built his career on providing exceptional and authentic service, education, and support while building long-lasting relationships with his partners and clients. As a mortgage loan officer, Chao is community-minded with a passion for homeownership in diverse communities. Chao is a recipient of numerous industry awards recognizing his lending achievements and expertise in providing clients with a positive and successful homebuying experience. Whether you are a first-time homebuyer or needing to refinance, Chao is a trusted partner and a dedicated professional ready to assist you.

Chao resides in the Twin Cities area with his wife and three children and enjoys playing volleyball, hiking, and going on camping adventures with his family.

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